Capital Structuring & Financial Modeling Services

Introduction

Every business, no matter its size, eventually faces the same big questions: How do we raise the right kind of funding? How do we balance debt and equity without putting too much strain on cash flow? How do we show investors that our business is worth betting on? These aren’t just financial questions; they’re survival questions.

The reality is, many businesses struggle because their finances are either poorly structured, not clearly presented, or don’t inspire investor confidence. A great business idea without a solid capital structure or reliable financial model can end up stalling before it even gets the chance to grow. That’s why having the right partner to guide you through these decisions makes all the difference.

Business Depot Consulting doesn’t just crunch numbers; we help you make sense of them. Our Capital Structuring & Financial Modeling Services are designed to give you clarity, confidence, and credibility. We’ll help you design a capital structure that works for your business today and prepares you for tomorrow. We’ll also build financial models that do more than just sit in a spreadsheet; they’ll tell your business story in a way investors, lenders, and stakeholders can easily understand and trust.

With us, you get more than advisory; you get a partner that makes sure your financial decisions fuel growth, reduce risks, and position you for long-term success.

What We Offer

We know that financial decisions can feel overwhelming. That’s why our Capital Structuring & Financial Modeling Services are built to take away the guesswork and replace it with clarity, confidence, and strategy. When you work with us, you’re not just getting another consultant, you’re getting a partner who genuinely cares about your business success.

Here’s what we bring to the table:

Clear, easy-to-use financial models – We create models that simplify the complex. They’re reliable, practical, and built around your business reality, not just textbook formulas. You’ll finally be able to see where your money is going, how your business will perform, and where the risks and opportunities lie.
The right capital mix – Getting funding is one thing; getting the right kind of funding is another. We help you balance debt and equity in a way that fuels growth without creating unnecessary pressure on your cash flow.
Scenario planning & “what-if” analysis – Business isn’t predictable, but we make sure you’re prepared. With our models, you can test out different scenarios best case, worst case, and everything in between so you always know how decisions today will impact tomorrow.
Investor-ready strategies – Numbers alone don’t win over investors; clarity and confidence do. We make sure your financial models and capital structure tell a story investors can trust and buy into.
Hands-on support, not just advice – We don’t just hand you a model and walk away. We guide you through it, answer your questions, and stick with you as your business grows and your financial needs evolve.

At the core, what we really offer is peace of mind. We give you the clarity to understand your finances, the confidence to pitch your ideas, and the credibility to win the trust of investors, lenders, and stakeholders.

Pain Points We Solve

We know that behind every financial struggle, there’s a business owner trying to do the right thing. Over the years, we’ve seen the same challenges hold companies back, no matter their size or industry. Here are some of the most common pain points we solve for our clients:

Difficulty raising funds – You have a solid business idea, but when it comes to approaching investors or lenders, your numbers don’t tell the story in the right way. Without clear projections or a structured capital plan, funding opportunities slip away.
Carrying the wrong kind of debt – Many businesses get trapped with loans that eat into cash flow or repayment terms that limit growth. Instead of fueling the business, debt becomes a burden. We step in to restructure debt so it works for you, not against you.
Unclear or unreliable financial projections – Decisions are only as good as the numbers behind them. When financial models are inaccurate, outdated, or overly complicated, it’s impossible to make confident choices about expansion, hiring, or investments.
Investor hesitation and mistrust – Investors aren’t just looking at your idea; they’re scrutinizing your numbers. If your financials look unrealistic, inconsistent, or hard to follow, it can quickly scare them off. We fix this by building models that speak their language and inspire confidence.
Missed growth opportunities – Without a solid financial structure in place, many businesses can’t take advantage of new opportunities — whether it’s scaling operations, entering new markets, or acquiring competitors. By not having the right model or capital plan, businesses end up stuck when they should be moving forward.
High risk and lack of safety nets – Businesses often underestimate how vulnerable they are to changes in the market, interest rates, or investor demands. Without scenario planning and “what-if” testing, even a small shock can cause big problems.

We solve these challenges by helping you clean up your capital structure, design financial models that tell a compelling story, and create a financial roadmap that puts you back in control.

Our Strategic Capital Structuring & Financial Modeling Services

We don’t believe in one-size-fits-all solutions. Every business has its own unique financial journey, and our role is to provide strategies that fit your goals, challenges, and growth stage. Our Capital Structuring & Financial Modeling Services are designed to give you both the big-picture strategy and the detailed financial tools you need to move forward with confidence.

Here’s how we support you:

Financial Planning & Forecasting – We build forward-looking models that map out your revenue, costs, cash flow, and profitability, helping you see exactly where your business is headed.
Business Valuation Services – Whether you’re fundraising, selling, or acquiring, we provide accurate valuations that reflect the true worth of your business.
Debt & Equity Structuring – We guide you on finding the right balance between debt and equity, ensuring your capital structure is sustainable and aligned with your growth plans.
Fundraising Support – From pitch decks to investor-ready financial models, we help you present your business in a way that builds trust and attracts funding.
Scenario & Sensitivity Analysis – We test your numbers against different “what-if” situations so you’re prepared for market shifts, investor demands, or internal changes.
Mergers & Acquisitions (M&A) Modeling – We support businesses through deal structuring, valuation, and integration planning, making sure every decision adds value.
Continuous Advisory – As your business evolves, we stay by your side, updating your models and refining your capital structure so you’re always ahead of the curve.

Our strategic approach combines technical expertise with real-world practicality. We don’t just give you reports; we provide you with financial clarity that empowers smart decision-making.

Methodology for Conducting Capital Structuring & Financial Modeling Service

The best results come from a structured process. That’s why we follow a clear, collaborative methodology that keeps you involved at every stage and ensures your financial strategy truly reflects your business reality.

Here’s how we do it:

Discovery & Consultation
We start by sitting with you to understand your business, goals, and challenges. This first step helps us identify your funding needs, current financial structure, and what you want to achieve.
Data Gathering & Review
Next, we collect all the relevant documents historical financials, business plans, debt/equity details, and other key information. Our team carefully reviews them to spot strengths, gaps, and opportunities.
Model Design & Capital Analysis
Using the data, we build customized financial models tailored to your business. At the same time, we analyze your current capital structure to see if it’s supporting or holding back your growth.
Scenario Planning & Stress Testing
Numbers don’t live in a vacuum. We run “what-if” analyses to test different scenarios like changes in revenue, market conditions, or funding terms so you can see how decisions today will impact tomorrow.
Strategic Recommendations
Once we have the insights, we provide clear, actionable strategies. This could be restructuring your debt, balancing equity, improving your financial model, or preparing investor-ready reports.
Presentation & Delivery
We present the results in a way that’s easy to understand, not filled with confusing jargon. You’ll get models, reports, and insights that you can use immediately with investors, lenders, or your management team.
Ongoing Support
Business needs change, and so do financial realities. We stay available for continuous advisory, updates, and adjustments to keep your capital structure and models relevant and effective.

Our methodology is simple but powerful: understand your business, analyze the numbers, test every possibility, and deliver strategies that work.

Documents Required – Financial Modeling Service

To build a financial model that truly reflects your business reality, we need to work with the right information. These documents and inputs help us design models that are not only accurate but also practical for your decision-making:

Historical financial statements – Your past Income Statements, Balance Sheets, and Cash Flow Statements give us a clear picture of how your business has performed and where improvements are needed.
Business plan and growth strategy – This helps us align the financial model with your long-term goals, whether it’s expansion, new product launches, or market entry.
Revenue streams and cost structures – Knowing how you make money and where your expenses go allows us to build realistic projections.
Capital expenditure (CAPEX) and operational expenditure (OPEX) plans – These details ensure the model reflects both your day-to-day running costs and larger investments in assets or infrastructure.
Industry benchmarks and market data – If available, these add credibility to the assumptions in your model and make it more persuasive for investors.
Your own assumptions and expectations – Nobody knows your business like you do. We use your insights as the foundation of the model, and then stress-test them for accuracy.

Don’t worry if you don’t have all of these ready. We guide you through the process, help you organize what you have, and fill in gaps with research and expert assumptions.

Documents Required – Capital Structuring Service

Capital structuring is about balancing risk and opportunity. To design a structure that works for your business and satisfies investors or lenders, we’ll need to understand your current financial setup. Here’s what we usually request:

Existing debt details – Loan agreements, repayment schedules, and interest rates show us how your debt obligations are affecting cash flow.
Equity/shareholding structure – We review your ownership breakdown and shareholder agreements to ensure your equity is structured in a way that supports future growth.
Financial statements (past and present) – These give us insight into your overall financial health and the capacity for new funding.
Details of past or current fundraising activities – If you’ve already raised capital, we analyze the terms and structure to see how it impacts your options going forward.
Business valuation reports – If you’ve had a valuation done, we review it to align capital structuring with your company’s true worth.
Strategic funding plans – Expansion projects, acquisitions, or restructuring plans help us design a structure that supports those specific goals.

Even if you don’t have every document, that’s okay. Our role is to work with you, assess what’s available, and provide clarity where things may not be clear, we make the process easy, practical, and designed around your unique situation.

Frequently Asked Questions

We don’t just crunch numbers we help you make smarter business decisions. Our Capital Structuring and Financial Modeling Services are designed to give you clarity, confidence, and a roadmap for sustainable growth. Whether you’re trying to raise funds, restructure debt, attract investors, or simply understand your company’s financial future, we’re here to make the process simple and effective.

FAQ – Capital Structuring Service

1: What exactly is capital structuring?
Capital structuring is the way your business balances equity (ownership) and debt (borrowed funds) to finance growth. The right structure reduces risks, attracts investors, and supports long-term sustainability.

2: Why is capital structuring important for my business?
Without a well-planned structure, businesses often face high interest costs, diluted ownership, or funding roadblocks. We ensure you strike the right balance for profitability and stability.

3: Who needs this service?
Any business looking to raise capital, restructure existing debt, expand operations, or improve financial health can benefit. From startups to established companies, capital structuring is crucial.

4: How do you help with capital structuring?
We analyze your current financial position, review your goals, and design the most suitable mix of debt and equity. We also guide you in negotiations with banks, investors, and stakeholders.

5: How long does the process take?
It depends on the complexity of your business and how quickly documents are made available. On average, a typical structuring engagement can take 3–6 weeks.

FAQ – Financial Modeling Service

1: What is financial modeling?
A financial model is a tool that projects your company’s future performance based on key assumptions. It helps in decision-making, investor presentations, fundraising, and strategy planning.

2: Why does my business need a financial model?
A financial model gives clarity on future revenues, expenses, cash flow, and profitability. It’s also a vital document when pitching to investors or lenders.

3: Who needs financial modeling?
Startups, SMEs, and even large corporations. Whether you’re seeking funding, planning expansion, or testing “what-if” scenarios, financial models provide actionable insights.

4: How do you create a financial model?
We start by reviewing your historical financials, business plan, and assumptions. Then, we design projections with sensitivity analysis to test different scenarios. Finally, we present a user-friendly model you can actually work with.

5: Will I be able to understand and use the model?
Absolutely. We create models that are clear and intuitive, and we walk you through how to use them so you can make informed decisions with ease.

How to Engage Us for Capital Structuring & Financial Modeling Services

Working with us is simple. We believe in clarity from day one, so here’s how you can engage us:

Step 1: Share Your Brief

Tell us what you’re looking for, whether it’s raising funds, restructuring your capital, or building a reliable financial model. The more detail you provide about your business goals and current challenges, the better we can serve you.

Step 2: Agree on the Scope of Work

We’ll review your needs, outline what the engagement will cover, and agree on deliverables. This ensures everyone is aligned before we begin.

Step 3: Issue a Letter of Appointment

Once we’ve agreed on the scope, you’ll issue us a formal appointment letter. This marks the official start of our partnership.

Step 4: Sign the Service Agreement

We’ll prepare a professional agreement that clearly sets out timelines, responsibilities, and expectations. Transparency is key, so you’ll know exactly what to expect from us.

Step 5: Make an Initial Deposit

Before work begins, an initial deposit is required. This secures our commitment to your project and allows us to allocate resources immediately.

Step 6: Kick-off Meeting

We’ll schedule a kick-off meeting with your team to align on goals, review available documents, and set timelines. From here, the real work begins.

Step 7: Execution & Delivery

Our consultants get to work, building your financial models or designing the right capital structure. We keep you updated at every stage and deliver actionable insights you can use right away.

Step 8: Review & Support

After delivery, we’ll walk you through our recommendations and the financial model (if applicable). We remain available for clarifications, adjustments, and ongoing support.

Why Clients Engage Us for Capital Structuring & Financial Modeling Services

We understand that choosing a financial partner is not just about crunching numbers — it’s about trust, expertise, and results. Here’s why businesses prefer to work with us:

Tailored Solutions, Not Templates

Every business is unique. We don’t use one-size-fits-all models. Instead, we design capital structures and financial models that reflect your specific goals, industry, and realities.

Deep Local & Global Expertise

With experience across Nigerian markets and international best practices, we know what investors, lenders, and stakeholders are looking for. This gives your business an edge when raising funds or presenting financials.

Clarity You Can Trust

We translate complex financial data into simple, practical insights. Our clients appreciate that we don’t just hand them spreadsheets we explain the “why” behind the numbers, empowering them to make confident decisions.

Proven Track Record

From startups to established corporations, we’ve helped businesses secure funding, restructure debt, and model future growth. Our results speak for themselves.

Confidentiality & Professionalism

We treat your business information with the highest level of confidentiality and integrity. You can trust us to protect sensitive data while delivering professional-grade work.

Hands-On Guidance

We don’t just build models or structures and leave you hanging. We walk with you, guiding you through presentations, negotiations, and board discussions when needed.

Focus on Long-Term Value

Our goal is not just to solve today’s problems, but to set you up for future growth, stability, and investor confidence.

Clients engage us because we provide clarity, confidence, and strategy all backed by professionalism and a human touch.

About Us

We believe that strong businesses are built on strong financial foundations. We are a Nigerian-based consulting firm dedicated to helping companies make smarter decisions around capital structuring, financial modeling, corporate governance, and strategic growth.

Our team combines deep local market knowledge with global best practices, giving you solutions that are both practical and investor-ready. Whether you’re a startup seeking funding, an SME planning expansion, or an established corporation restructuring for growth, we provide the tools, strategies, and insights you need to succeed.

What sets us apart is our human approach; we don’t just hand you complex spreadsheets or generic advice. Instead, we work closely with you, explaining every step in simple terms and guiding you through critical financial decisions with confidence and clarity.

With a proven track record of supporting businesses across different industries, we have become a trusted partner for organizations that want to reduce risks, attract investors, and achieve sustainable growth.

Call To Action

Your business deserves a financial strategy that inspires confidence, attracts investors, and supports long-term growth. Whether you need a rock-solid capital structure or an investor-ready financial model, we are here to guide you every step of the way.

Don’t wait until financial uncertainty slows your business down reach out today and let’s build a stronger future for your company.

Contact Information:

Phone Numbers: (+234) 802 320 0801 (+234) 807 576 5799

Email: hello@businesscardinal.com

Office Address: 5, Ishola Bello Close, Off Iyalla Street, Alausa, Ikeja, Lagos, Nigeria